Accidents Happen

What to Do if You Are in an Accident

• Remain Calm — Keep your composure and remain in control of the situation.
• Make sure your passengers are OK — Move a safe distance off the roadway and remain at the scene. Activate the vehicle's hazard lights to warn approaching motorists.
• Call the Police — Call 911 or the police department's direct line.
• Contact Your Insurance Company — You need to file your claim quickly so your insurance company can work to resolve your claim.
• Do Not Admit Fault — Only discuss the accident with the police and your claims representative.
• Exchange information with the other driver involved. — Write down the name, address, phone number and license numbers for all drivers and witnesses, particularly those who were not riding in a vehicle involved in the accident. Ask for the insurance companies and policy numbers for drivers involved in the car accident.